A credit card is a payment card given to people to pay for goods and services on credit with the agreement that the cardholder will pay back the card issuer the amount spent and other accrued charges. Credit cards have credit limits which is the maximum amount you can borrow or use for purchases on the card. You can take any amount from the card as long as it is within the credit limit and as you pay off what you've borrowed, you can borrow again.

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